See Also: deductibles and coinsurance(medicine)
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deductibles and coinsurance (medicine)


deductibles and coinsurance


Cost-sharing mechanisms that provide for payment by the insured of some portion of covered expenses. Deductibles are the amounts paid by the insured under a health insurance contract before benefits become payable; coinsurance is the provision under which the insured pays part of the medical bill, usually according to a fixed percentage, when benefits become payable.