formulaic (oh) and CITY OF SCHENECTADY EMPLOYEES Credit Union (finance)

formulaic (oh)

containing or made from ideas or expressions that have been used many times before and are therefore not very new or interesting
::Children love jokes and riddles that are heavily formulaic.

CITY OF SCHENECTADY EMPLOYEES Credit Union (finance)

CITY OF SCHENECTADY EMPLOYEES is a credit union with head office in SCHENECTADY, NY

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